Way to Union Budget 2022


Hello everyone!! Welcome back to the TAX DESTINATION blog.

The Union Budget is the annual report of India as a country. It contains the details of the Government of India projected revenue & expenditure for the end of a particular Fiscal year which runs from April 1 to Mar 31. The rates & rules finalized in this budget will be applicable for the income earned during the upcoming Financial Year (April 22 to Mar 23) & Tax on the same has to be filed in AY relating to the FY ( AY 23-24)



Finance Minister  Nirmala Sitharaman is set to announce the Union Budget 2022 on February 1 2022. This year will be Nirmala Sitharaman 4th Budget after 2019,2020,2021.



Why government sets budgets every year?


The two main reasons why Government sets a budget every year

01. The Government of India estimates the expected expenditures for developmental works in different sectors e.g. Industry, Manufacturing, Education, Health, Transport, etc.

02 . To meet the expenditures for the coming financial year, the Government tries to work out the sources of revenue. ( i.e. by imposing new taxes or increasing or decreasing the previous rates of taxes, or removing or imposing subsidy on any commodity.)


In other words, the Governments decide about the expenditure to be incurred on which commodities primarily and how the money is going to be arranged for these expenditures? The details of such income and expenditures statements are known as ‘Budget’. Each budget is made for a specified duration.


This budget statement is divided into two major parts


01. Capital budget 

02. Revenue budget.


Capital Budget


The capital budget accounts for government-related capital payments and receipts. Capital receipts include loans from the public or that from the Reserve Bank of India (RBI), while capital payment includes expenses incurred towards health facilities, development and maintenance of equipment, as well as educational facilities.


Revenue Budget


As the name suggests, a revenue budget accounts for all the revenue expenditure and receipts. If the revenue expense is in excess of the receipts, the government suffers a revenue deficit.



Highlights of Union Budget 2022


Key DT highlights from FM’s Speech


1.      Declared and predictable tax regime- stable tax regime is the intention


2.      Reporting- ITR Revisions- By payment of additional taxes – can be filed till 2 years from the end of relevant AY.


3.      Reduced AMT and surcharge to cooperatives societies- tax- 15%, surcharge- 7% (income limit 1 cr to 10 cr)


4.      Deduction to Parent of Differently abled person- payment of an annuity to differently-abled person (clarity needed)


5.      80CCD- State govt employees to get a deduction of NPS -14% of salary


6.      Eligible startup incorporation dated extended to 1.4.2023


7.      Newly incorporated Domestic Mfg. companies- concessional tax regime- last  date of commencement extended to 31.3.2022– 115BAB


8.      Taxation of Virtual Digital Assets- New Tax Regime- income from transfer of  VDA- tax rate @ 30%- no deduction of expenditure nor allowance except the cost of acquisition. Loss from VDA cannot be set off against any other income. To capture the transaction- TDS to be done upon transfer @ 1%  (above threshold limit). Even the gift of VDA would be taxed in hands of the Recipient.


9.      Litigation Management- In the case of the question of Law- the department won't file an appeal unless an existing appeal before HC OR SC on a  similar question of law is adjudicated.


10.   AOP- Surcharge- 15%


11.   LTCG- All kind- 15% (clarity needed)


12.   Surcharge and Edu. Cess- is a tax – so this won’t be allowed as business expenditure  


13.   No set-off of any loss against undisclosed income detected during the search


Key GST highlights from FM’s Speech


Key-highlights of GST Proposals in Finance Bill 2022:


1. Time-limit to avail ITC u/s 16(4) extended till 30th November of next year from 30th September.


2. Additional Condition for availment of ITC u/s 16(2)- ITC can be availed only if the same is not restricted in GSTR-2B.


3. Composition Tax Payer’s Registration can be cancelled suo-moto if they have not filed their GSTR-4 return beyond 3 months from the due date.


4. Credit Notes in respect of supply made in a financial year can be issued by 30th November of next financial year (currently allowed till 30th September)


5. Any rectification of error in GSTR-1/ GSTR-3B is now permitted till 30th November of next financial year (currently allowed till 30th September).


6. The two-way communication process in filing GST returns is scrapped.


7. The due date for filing return by non-resident taxable person is prescribed as 13th day of next month


8. Section 41 of the CGST Act is being substituted so as to do away with the concept of “claim” of ITC on a “provisional” basis.


9. Section 47 of the CGST Act is being amended so as to provide for levy of late fee for delayed filing of TCS returns.


10. Section 49 of the CGST Act is being amended so as to provide for restrictions for utilizing the amount available in the electronic credit ledger.


11. Section 49 of the CGST Act is being amended so as to allow transfer of amount available in E- cash ledger of a registered person to the E- cash ledger of a distinct person;


12. Section 49 of the CGST Act is being amended so as to provide for prescribing the maximum proportion of output tax liability which may be discharged through the electronic credit ledger


13. Section 50(3) of the CGST Act is being substituted retrospectively, with effect from the 1st July, 2017, so as to provide for levy of interest on input tax credit wrongly availed and utilized. (Meaning  thereby Interest will not be levied if ITC is not utilized)


14. Refund claim of any balance in the electronic cash ledger shall be made available.


15. Rate of Interest u/s 50(3) prescribed as 18% in all cases.


Other Highlights:

  • No change in direct tax rates.
  • INDIA SETS FY23 BUDGET-DEFICIT TARGET AT 6.4% OF GDP.
  • INDIA FY22 BUDGET GAP 6.9% OF GDP VS 6.8% GOAL
  • Digital currency using blockchain to be issued by RBI.
  • The outlay for capital expenditure stepped up sharply by 35.4% to Rs 7.50 lakh cr in FY23 from Rs 5.54 lakh cr in FY22
  • 60 L houses under PM awaas Yojna
  • SPECTRUM AUCTIONS WILL BE CONDUCTED IN 2022 FOR 5G SERVICES
  • 5 SERVICES WILL BE LAUNCHED 2022-2023
  • GOVT COMMITTED TO REDUCING IMPORTS IN DEFENCE.

Sector-wise detailed budget


Economy:

  •  Capex target expanded by 35.4 per cent — from Rs 5.54 lakh crore to Rs 7.50 lakh crore. FY23 effective capex seen at Rs 10.7 lakh crore
  • India's growth is highest among all major economies; we are now in a strong position to withstand challenges
  • The goal is complementing macro-growth with micro-all-inclusive welfare, digital economy and fintech, tech-enabled development, energy transition and climate action
  •  ECLGS cover expanded by Rs 50,000 to Rs 5 lakh crore
  • The top focus of the budget this year are: PM Gati Shakti, Inclusive Development, Productivity Enhancement, Sunrise Opportunities, Energy Transition, Climate Action, Financing of investments
  • Productivity-linked incentive schemes in 14 sectors have received an excellent response; received investment intentions worth Rs 30 lakh crore
  • Economic recovery benefitting from public investment and capital spending. This Budget will provide impetus to growth

JOBS :


  • ECLGS extended till March 2023, 60 lakh jobs eyed in next 5 years

  •  Efforts of central, state governments leading to jobs, entrepreneurial opportunities
  • Digital ecosystem for skilling and livelihood to be launched.
  • This will aim to skill, reskill, upskill citizens through online training
  • API based skill credentials, payment layers to find relevant jobs and opportunities

Infrastructure


  • The national highway network is to be expanded by 25,000 km during FY 22-23
  • Desh stack e-portal to be launched to promote digital infra
  • Strategic transfer of ownership of Air India completed now
  • 2,000 kms to be brought under Kavach by FY 22-23
  • Four multi-modal national parks contracts will be awarded in FY23
  • One product one railway station will be popularised, 400 new Vande Bharat trains to be introduced
  • PM Gatishakti masterplan for expressways will be formulated in the next financial year
  • 100 PM Gati Shakti terminals to be set up in next three years
  • Focus on public investment to modernise infrastructure over the medium term, leveraging the tech platform of Gati Shakti via a multi-modal approach
  • PM Gati Shakti will pull forward the economy and will lead to more jobs and opportunities for the youth

Housing & urban planning


  •  Rs 48, 000 crores is allotted for PM Awas Yojana
  • In 2022-23, 80 lakh houses will be completed for identified beneficiaries of PM Awas Yojana; 60,000 houses will be identified as beneficiaries for PM Awas Yojana in rural & urban areas
  •  60,000 crore allocated for providing access to tap water to 3.8 crore households
  • In 2022-23, 80 lakh households will be identified for the affordable housing scheme
  • A high-level committee for urban planners and economists to be formed for recommendations on urban capacity building, planning implementation, and governance.
  • 5 existing academic institutions for urban planning to be designated as Centre for Excellence with endowment fund of Rs 250 cr
  • Modern building by-laws will be introduced
  • A high-level panel to be set up for urban planning
  • Govt to promote use of public transport in urban areas

MSMEs & startups


  •  Rs 6,000 crore programme to rate MSMEs to be rolled out over 5 years
  •  MSMEs such as Udyam, e-shram, NCS & Aseem portals will be inter-linked, their scope will be widened
  •  They will now perform as portals with live organic databases providing G-C, B-C & B-B services such as credit facilitation, enhancing entrepreneurial opportunities
  •  A fund with blended capital raised under the co-investment model facilitated through NABARD to finance startups in agriculture & rural enterprises for farm produce value chain
  •  Startups will be promoted for Drone Shakti
  •  PE/VC invested Rs 5.5 lakh crore in a startup, an expert committee will be set up to suggest measures to help attract investment
Agri:

  •  Govt to pay Rs 2.37 lakh crore towards procurement of wheat and paddy under MSP operations
  •  2022-23 has been announced as the International Year of Millets
  •  Railways will develop new products for small farmers and MSMEs
  • A rationalised scheme to increase domestic oilseed production will be brought in to cut down imports
  • Kisan Drones for crop assessment, land records, spraying of insecticides are expected to drive a wave of technology in Agri sector
  • Ken Betwa river linking project worth Rs 44,605 crore announced
  • Draft DPRs for 5 river links have been finalised
  • Finance startups to be incentives to aid rural enterprises
  • Natural farming will be promoted along the Ganga river corridor
  • A completely paperless, e-bill system will be launched by ministries for procurement
  • Financial support will be provided to farmers to take up agro-forestry
Electric Vehicles

  • Battery swapping policy to allow EV charging stations for automobiles will be framed
  • Private sector will be encouraged to create sustainable and innovative business models for battery and energy as a service, improving the efficiency in the EV ecosystem

Education:


  • States to be encouraged to revise syllabi of agricultural universities to meet the needs of natural, zero-budget & organic farming, modern-day agriculture
  • One class, one TV channel' program of PM eVIDYA will be expanded from 12 to 200 TV channels
  • This will enable all states to provide supplementary education in regional languages for classes 1 to 12
  • Digital university to be set up to provide education; to be built on hub and spoke model
  • 1-Class-1-TV Channel to be implemented to provide supplementary education to children to make up for loss of formal education due to Covid

Finance & inclusion


  • Rs 1 lakh crore financial assistance to states to be provided in 2022-23 to catalyse investments
  • Proposed to introduce Digital Rupee by RBI using blockchain technology, starting 2022-23
  • Measures will be taken to step up private capital in infra sector
  • Digital Rupee to be rolled out by 2023
  • 100% of 1.5 lakh post offices will come on the core banking system, enabling financial inclusion and access to accounts through net banking, mobile banking, ATMs, and also provide online transfer of funds between post office accounts and bank accounts
  • This will be helpful especially for farmers and senior citizens in rural areas, enabling interoperability, and financial inclusion.
  • IBC amendments to enhance the efficiency of the resolution process
  • Facilitate cross-border insolvency resolution
  • To speed up voluntary winding up of companies
  •  75 digital banks in 75 districts will be set up by scheduled commercial banks to encourage digital payments
  • An international arbitration centre will be set up in GIFT city to provide faster dispute resolution
  • World-class university to be allowed in GIFT IFSC free from domestic regulation says FM

Healthcare


  • An open platform for the national digital health ecosystem will be rolled out
  • It will consist of digital registries of health providers and health facilities, unique health identity and universal access to health facilities
  • 95 per cent of 112 aspirational districts have made significant progress in health, infra
  • For mental health counselling, a National Tele Mental Health Program will be launched

Telecom

  • Spectrum auction will be conducted in 2022 for the rollout of 5G
  • Scheme for design led manufacturing to be launched for 5G ecosystem as part of PLI scheme to enable affordable broadband and mobile communication in rural and remote areas
  • 5 pc of USO Fund to be provided for R&D and technology upgradation
  • Contracts for laying optical fibre in villages to be awarded under BharatNet project under PPP in 2022-23
  • Data centre and energy storage system to be given infrastructure status; move to provide easy financing

Ease of Business

  •  75,000 compliances have been eliminated and 1,486 union laws repealed to make it easier for businesses
  • Next phase of ease of doing business, ease of living to be launched
  • Voluntary exit for corporates to be cut down to 6 months from 2 year


Defence

  • Govt committed to reduce import and promote self reliance in defense sector
  • 68 per cent of capital for defence sector to be earmarked for local industry
  • Defense R&D will be opened up for industry, startups and academia with 25% of defense R&D budget.
  • Private industry will be encouraged to take up the design and development of military platforms and equipment in collaboration with DRDO and other organizations through SPV model.
  • 68% of capital procurement budget in defence will be earmarked for domestic industry in 2022-23 (up from the 58% last fiscal)

Railways


  • 400 new generation Vande Bharat trains to be manufactured in next 3 years
  • 2,000 km of rail network to be brought under indigenous technology KAWACH for safety and capacity augmentation


Climate & Net Zero


  • Risks of climate change are the strongest externalities for the world
  • Funds will be used for projects that will help reduce the carbon intensity of the economy
  • Sovereign green bonds will be part of the government’s borrowing programme in FY23
  • Proceeds to be deployed in public sector projects
  • 4 pilot projects for coal gasification to be set up
  • Rs 19,500 cr additional allocation for PLI for manufacturing high-efficiency solar modules has been made
  • A low carbon development strategy opens up employment opportunities

Travel

  • ePassports will be rolled out in 2022-23 for convenience in overseas travel
  • E-passport with embedded chip will be rolled out

So Friends these are the key highlights in today's budget

Soon, we will release a blog on detailed on updates

Stay tuned for more updates!!


Thanks & Regards

NANI BALU

Team TAX DESTINATION

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